Certificate in Handling Housing Loan Processing and Legal Aspects

A 36-hour certificate for credit officers on housing loans, collateral, documentation, early warning signs and recovery of non-performing facilities.

IBSL
LevelCertificate

Overview

About this course

The Certificate in Handling Housing Loan Processing and Legal Aspects supports sound credit practice so that a lender's portfolio stays healthy. It covers housing loans, legal documentation, credit risk mitigation and pre- and post-credit monitoring, so credit officers can recover defaulted loans and manage portfolios effectively. The 36 hours are split into five modules: lending business, credit policies and culture (4 hours); collateral management (8); housing loans and the housing loan process (8); documentation for housing loan facilities (8); and early warning signals, classification, restructuring, collection, parate action and write-off policy (8). 36 hours of teaching are listed, in English, with sessions held on Sundays from 1.30 pm to 5.30 pm. The delivery mode (in-person or online) is not stated on the page. The fee is LKR 25,000 and IBSL lists a certificate on completion. The start date shown on the page (26 July 2026) has already passed, so no intake is published here; ask IBSL for the next batch.

Modules

5 modules
Modules5 modules
Module I: Introduction to Lending Business, credit policies and credit culture (4 hours)
Module II: Collateral (Security) Management (8 hours)
Module III: Introduction to Housing Loans and the Housing Loan Process (8 hours)
Module IV: Documentation for Housing Loan Facilities (8 hours)
Module V: Early warning signals, watch listing, NPL classification, restructuring, collection, parate action and write-off policy (8 hours)

Fees & scholarships

Local students

LKR 25,000total
Course fee as published by IBSL. IBSL lists the instalment option as "60% + 50% of course fee", which adds up to 110%, so confirm the payment schedule with IBSL.

Payment options

Course fees range from about LKR 40,000 for several diplomas to LKR 200,000 for the Postgraduate Executive Diploma in Bank Management.
Instalment payments are listed as "60% + 50% of course fee". These add up to 110%, so ask IBSL for the exact instalment terms.
The DBF and HDBF pages show a nominal fee with a note that fees are charged as per the subjects taken.

Facilities

Gallery

Key information

Level

certificate

Duration

Location

Colombo

Fees

LKR 25,000 ยท Local

See fees & scholarships

Upcoming intakes

No upcoming intakes listed
Verified informationOct 19, 2026

Related study areas

FinanceBusiness

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